2017年,国家出台多项政策鼓励长租公寓,长租市场的发展取得较大突破。目前,我国长租公寓的发展处于初级阶段,经营成本较高,回报周期较长,盈利能力较差,金融机构的介入是长租公寓持续发展的必要条件。信托可凭借灵活的投资方式和较强的地产客户黏性等优势,探索和发展长租公寓业务。信托公司的长租公寓业务模式主要包括ABS、Pre-ABS贷款、股权投资等模式。信托公司可以集中式、重资产项目为起步,以Pre-ABS和ABS业务为抓手,以全链条、全方位参与为目标,逐步介入长租公寓市场。
<<In 2017,multiple policies were introduced to encourage the development of rental apartments,and the rental market had made a good progress. Nowadays,China’s rental market is on its initial stage of development,which faces problems such as high costs,long period of investment returns,and poor profitability. It is essential that financial institutions enter the market. Trust companies may explore the business given their flexible ways of investment and client royalty from property developers. Main business patterns include ABS,pre-ABS and equity investment etc. Trust companies may start from concentrated and heavy assets,using ABS or pre-ABS tools,and aim at comprehensive services in the market.
<<