2017年,全国68家信托公司风险项目合计601个,规模合计1314。34亿元,同比增加11。82%,占总资产规模的0。5%。随着供给侧改革及经济基本面的宏观驱动,信托资产规模保持较快增长,信托公司的风险管理体系和风险管理流程进一步完善。但多个市场及主体面临近几年债务集中到期及再融资压力,风险违约事件有所增加。本文主要从信托公司风险管理现状、资产减值准备计提及诉讼情况、风险事件的案例及全面风险管理体系建设进行分析。
<<The risk projects of 68 trust firms reach 601 in 2017,with a total scale of 131.434 billion yuan and an annual growth of 11.82%,accounts for 0.5% of the total asset. Along with the supply side reform and macroeconomic fundamental impulse,the size of trust assets maintain relatively high growth rate,risk management system and procedures have improved significantly. However,multiple markets and entities are prominently faced with debt maturity and refinancing pressure,risk events and defaults increase. This article analyzes different risk management elements for trust firms,including current risk management status,non-performing asset,asset impairment allocation and relevant lawsuits,risk event cases analysis,enterprise-wide risk management system assessment and constructions.
<<Keywords: | LawsuitsNon-Performing AssetRisk Management StatusEnterprise-wide Risk Management System Assessment and Constructions |