Risk control and consumer protection are two important functions of banking regulation，which involve industry stability and social stability. The legal background of banking supervision in henan province is mainly a series of normative documents developed by the CBRC. These documents are the main basis for risk control and consumption protection in supervision work. Henan banking risk control regulation，including the construction pattern of “major” prevention work，strengthen the large Banks' risk prevention and control，strictly equity and the independent director supervision，regulating the behavior of staff positions. The supervision of the consumption protection of the banking industry in henan province has carried out the special operations against illegal fund-raising，the management of sound recording and video recording in the sales zone，the regulation of campus loans，and the issuance of warning notices on consumption risks. The future supervision should draw on the advanced ideas and measures of the UK，increase the intensity of consumer protection，follow the four basic principles and handle the four important relations.