In recent years，the development trend of agricultural insurance in Henan is good，the scope of guarantee is increasing，and the strength of benefiting farmers is increasing gradually.The function of agricultural insurance extends from risk guarantee to financing enhancement and precision poverty reduction. It is undeniable that the agricultural insurance in Henan province is still at the primary stage，In the process of development，it still faces the risk of legal application，compliance risk and performance risk.It is necessary to insist on the rule of law in order to solve the risk applicable to law and gradually improve the legal system of agricultural insurance.To cope with compliance risks appearing in the agricultural insurance business，it is necessary to strengthen cooperation in many sectors and make more efforts to strengthen the overall supervision of agricultural insurance.In order to prevent the compliance risks，a multi-level system of disaster disintegration should be set up，and at the same time，the construction of informatization should be strengthened to provide strong technical support for agricultural insurance.