in recent years，with the deepening development of the financial system and the continuous improvement and improvement of the financial ecological environment in our province，Sichuan has become an important market for financial institutions both at home and abroad，In the face of opportunities and challenges，the various financial institutions of Sichuan Province have been running in a steady and innovative manner，taking on the role of local economic development. Financial business innovation is the main core content of financial innovation. All kinds of small and medium-sized financial institutions are actively committed to the innovation and development of business that become the realistic choice and motivation in the reform of small and medium-sized Banks. In terms of business innovation and development，small and medium-sized financial institutions are mainly focusing on investment banking business，and actively expand the traditional business and small and micro business at the same time.