基于2017年前三季度四川省经济金融运行情况,本报告采用历史数据分析法和调查分析方法,对2017~2018年四川省银行业机构、资本市场、保险业机构等主要金融产业及参与主体运行趋势进行分析预测。2018年,四川省银行业机构在金融脱媒、化解不良和技术升级等叠加因素影响下,将继续深化产业结构和资产负债结构调整,发展面临较多的不确定性。低利率环境继续支撑保险业快速发展,在强化保障功能监管政策的驱动下,财产险、意外险发展明显提速,健康险、寿险增速持续放缓。尽管资本市场发展速度依然不快,但在十九大关于提高直接融资比重、促进多层次资本市场健康发展和四川省人民政府办公厅关于《显著提升直接融资水平全面服务实体经济的实施意见》等政策的支持下,前景值得期待。
<<Based on the operational data of economy and finance of Sichuan in the previous three quarters of 2017,this article has made analysis and prediction of the trend of financial sector and main operating entities including commercial banks,capital market,insurance institutions in Sichuan during 2017-2018 adopting methods of historical data analysis and investigation analysis. In 2018,under the influence of such overlay factors as financial disintermediation,unsolved problems and technological upgrading,commercial banks in Sichuan will further deepen the adjustment of industrial structure and assets-debts' structure. That is to say that the development of commercial banks is facing uncertainty. Due to the low interest rate,the insurance industry has developed rapidly. Under the policy of strengthening security function supervision,the development of property insurance and accident insurance have accelerated significantly while the growth of health insurance and life insurance continues to slow down. Although the capital market is developing at a slow pace,relying on a series of policies of the 19th National Congress of CPC and General Office of Sichuan Provincial People's Government,the prospect should be promising.
<<Keywords: | Financial SituationBankingSichuan |