2016年,我国实施审慎和稳健货币政策、优化信贷结构、推进金融市场化改革,长江经济带金融业保持了良好的发展势头。长江经济带的金融发展水平持续提高,金融发展差异在缩小,金融业务在全国金融业中占有重要的地位。银行业在推进转型中实现平稳发展,行业增速有所降低。证券和保险业在政策支持下取得较快发展,业务规模实现较快增长。展望2017年,在复杂的国际与国内经济金融形势下,长江经济带金融业在促进金融结构转型,优化银行信贷结构,推进业务多元化发展的同时,也要防范金融风险。证券业推进行业规范化发展,促进多层次资本市场化和资本市场对外开放。保险业中健康险和商业养老保险以及互联网保险具有较好的发展前景,同时复杂的外部环境对保险机构提出更高的要求。
<<In 2016,China implemented steady and prudent monetary policies,optimized the credit structure and promoted market-oriented reform of the financial market,and the financial industry of Yangtze river economic belt has maintained a sound momentum of development.The financial development level of the Yangtze river economic belt continued to improve,the financial development gap was narrowing,and the financial business had an important position in the national financial industry.The banking industry has achieved steady development in the transformation,and the securities and insurance industry has developed rapidly with the support of policies.Looking ahead to 2017,under the complex international and domestic economic and financial situation,the Yangtze river economic belt should actively promote the transformation of the financial structure,improve the quality of financial development and prevent financial risks.
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