江苏省各市经济发展水平不均衡,城乡居民养老保险也以不同的政策呈现出来,各市在基础养老金、个人缴费档次、政府补贴档次、长缴多得奖励等方面都有所不同。这种政策的开放性是解决我国城乡居民基本养老保险区域、城乡差异的有效手段,但是也导致地区间养老金水平非均等化的问题。利用埃斯平·安德森的养老金去商品化指标,本文构建了以基础养老金替代率、标准养老金替代率、低中高档次缴费个人贡献率和政府补贴占个人缴费比率四个指标为核心的比较模型,计算出江苏省各市养老金均等化水平得分,提出以加大上级财政转移支付力度,科学设置缴费档次、基础养老金和政府补贴差额等措施来促进城乡居民基本养老保险均等化发展。
<<关键词: | 江苏省城乡居民基本养老保险均等化水平 |
The unbalanced development of cities economic is showing in the Basic Endowment Insurance for Urban and Rural Residents policy in Jiangsu Province,such as in the basic pension,personal payment grades,the government subsidy grades,more awards for long pay. The openness of this policy is an effective to solve the unbalancing in different districts and urban and rural in China,but also leads to the problem of non-equalization of the level of inter-regional pension. This paper constructs a comparative model to estimate equalization level based on Esping-Andesen’s de-commodification index of pension that contains four indicators:basic pension substitution rate,standard pension substitution rate,individual contribution rate in different grades and government subsidy vs individual contribution ratio. Proposed to increase financial transfer payments and set the payment grades,basic pension and government subsidies Scientifically to promote the equalization of the Basic Endowment Insurance for Urban and Rural Residents.
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