2016年,我国银行业监管工作围绕改革、发展和监管,完善监管规制,防范金融风险,引导银行业金融机构支持实体经济,银行业总体保持稳健运行。预计2017年监管在总体策略和方向上继续以坚守不发生系统性风险为底线,同时推进重点领域风险防控;风险监管方面,在持续控制信用风险的基础上,将推动全面风险管理体系的建设,着力强调流动性风险、合规风险的管理;业务监管方面,预计将加大表外业务、交叉金融产品的监管力度。
<<In the past year,centering around reforming,development and supervision,the supervision subjects of China’s banking industry focuse on the improvement of supervision regulations,guarding against financial risks,and guiding the financial institutions in banking industry to support the real economy,which contributes to the stable operation of the banking industry. In 2017,it is expected that for the overall strategy and direction,supervision work will continue to regard systemic risk as the bottom line. Besides,the prevention and control of risk will be enhanced in key areas at the same time. As for risk management,based on continuous control of credit risk,the construction of a comprehensive risk management system will be promoted,focusing on the management of liquidity risk and compliance risk. In terms of business regulation,as expected,strengthening the supervision of off-balance sheet business and cross-financial products will be the focus of supervision work.
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