China’s economic growth is descending and its structural transformation，financial transformation and innovation is developing in an accelerating trend. The risk of transformation in economic and financial systemic has revealed. By comparing the analysis of China’s first three quarters’ ofthe index of financial indicators，structure configuration and system risk factors especially in the same period of 2015 and 2016 index，it is concluded that the present stage must be kept steady growth of monetary credit policy moderate. China’s economic and financial operation in 2017 suggestions that monetary policy tools adopt comprehensive，innovation and maintain liquidity in the banking system to promote financial support of the real economy social financing stock steady growth. To stabilize the policy interest rate adjustment and the RMB exchange rate depreciation expectations；to reduce social cost of financing，prevent the RMB exchange rate adjustment. Generalized structural adjustment credit policy is essential to guide to improve the credit structure and the financial allocation in order to support the national economy. Most of all，it is important to strengthening the monitoring and management implication of the transformation in economic and financial systemic risk.