完善的风险管理是信托公司在资管市场中的核心竞争力。在风险管理组织体系方面,信托公司对风险控制机构设置的差异,体现了信托公司不同的风险管理模式。在风险管理重点方面,包括了净资本管理、固有不良资产、风险准备与计提等内容。在风险的处置方面,信托公司对风险事件的实质处置能力不断加强。最后,本文从信托公司的风险管理组织体系、风险管理制度指引以及风险管理专业人才三个层次,提出对信托公司风险管理的对策与建议。
<<The perfect management of risk is the core competence of trust companies in the asset management market. There are four main parts in this report. First,the difference of arrangement embodies the different patterns or risk management. Second,net capital management,non-performing inherent assets,risk preparation and provision,are the emphasis contents of risk management. Third,the ability of risk disposal has been enhanced constantly in recent years. Finally,this report proposed three countermeasures and suggestions to the trust companies.
<<Keywords: | Non-performing AssetsOrganization System of Risk ManagementNet Capital ManagementRisk Disposal |