互联网金融综合经营是利用互联网技术和信息通信技术开展金融业综合经营的一种新形式。互联网金融综合经营具有规模经济、开发多元化业务以及降低企业成本的优点。当然,也给经营主体带来了新的风险,同时也对监管体制的革新提出了要求。本文系统梳理了互联网金融综合经营的定义、主要特征、模式和发展实践,提出具有可操作性的政策建议。
<<Internet financial management is a new form of integrated operation of financial industry using Internet technology and information and communication technology. Internet financial management has the advantages of scale economy,the development of diversified business and reduction of the cost of enterprises. Of course,it has also brought new risks to the business individuals,but also put forward the requirements of reform to the regulatory system. This paper systematically reviews the definition,main characteristics,model and development practice of Internet financial comprehensive management,and puts forward the policy recommendations.
<<