With China’s economic growth driven from investment to consumption，asset pool in asset securitization also has basically covered all asset classes of consumption including field of clothing，food，housing and travelling. Internet finance in consumption represented by E-business and small loans are in the ascendant，and almost all technology companies such as SF Finance，Alibaba-Ant Finance，Jingdong Finance are come into finance area，which has become a common phenomenon. The paper explains new financial hot spot and the new phenomenon that “why technology enterprises are keen on finance” through the analysis of several models of the combination of Internet Finance and asset securitization，and researches the value management innovation on the background of the combination of Internet technology and finance.