In recent years，with the fast development of our real estate market，the real estate loan business of financial institutions also developing rapidly. Financial institutions in the province should support the commercial housing construction projects which fit for the small and middle-size family model，maintaining rate of housing developing loan increasing appropriate，prompting and expanding effective supply；monetary policy tool created by the People’s Bank of China，which support the work of financial institutions such as the Guizhou Branch of China Development Bank，providing financial aid and services for low-income housing projects，like shanty towns transformation.