The security system for the elderly included Long Term Care（LTC）service and its insurance which is be separated by the exist system such as old age security and its service，nursing care and non-nursing care. According to community service as well as LTC service and insurance system，Shanghai should begin to study to set up LTC and build the service system around it to help raising the efficiency and development the industry for the elderly. The financing sources for the LTC will come from government budget，health insurance fund，public housing saving fund as well as the fund for the disability and family planning，there should be personal contribution and out-of-pocket. Following with “money flows to the elderly demand” and combining with unified demand evaluation system，LTC insurance system will set up with unified and standard payment level. Besides，the LTC insurance will help to set up service personal system which will include 3 personnel group：present training，potential mining and tapping future（person +robot）.