In 2015，China’s economic development presents slowdown trends，and its economy faces downward pressure. Through speeding up reform of interest rate marketization，perfecting the middle price mechanism and deposit insurance system，speeding up the opening of capital account，reforming the financial institutions and deposit reserve appraisal system，the Central Bank of China is implementing a series of measures to stabilize economic conditions. In 2015，an overall steady financial operation and further optimized financial structures are present in China，which are reflected in some aspects such as a gradual recovery in the growth of the money supply，a drop of growth in the total stock of social financing compared with the previous year，an increase in the size of loans，a fall-after-rise trend in the market interest rates. However，China’s financial system still faces many issues such as an increase in financial risks and the local debt risk，a weakened demand for credit，and downward financial profitability. Looking forward to 2016，our country will create a good financial environment for economic stability，and increase its liquidity on the market.