In 2012, the bank financial management market in China continued its rapid grouth, and the size of the market continued to enlarge. The market concentration further diversified. The currency structure of the product centralized to RMB. The product term centralized to medium and short term. The proportion of the products invested in financial market instruments improved. Looking ahead to 2013, in the investment field of financial capital, the bond market is likely to become the focus of the investment market through innovative design of the product structure; the stock market will provide some good opportunities; and the urbanization will be an important area of the financial capital invested in the real economy. In the regulation of the bank financial management business, the regulation will be improved and perfected; the protection of investors' interests will strengthen; the disclosure of information will become more standardized; and the risk management and control capabilities will enhanced. <<