人口老龄化是社会经济发展的必然趋势。我国目前实施的新农保制度就是为了解决农村老年人口养老问题的一个重要举措。但是,由于受到制度设计以及社会经济发展条件等方面的影响,新农保基金的运行情况存在着一定风险。根据对福建省新农保基金收支情况的预测,未来一段时期内福建省新农保基金收入、支出都会呈现出增长的趋势,但支出速度大于收入速度,将会出现缺口。为实现新农保制度的可持续发展,可以从以下几个方面进行政策完善:适时、适度地调整生育政策,优化人口结构,保证新农保参保人数的可持续性;拓展新农合基金的缴费渠道,实现新农合基金运行的可持续性;拓宽新农保基金的增值渠道,实现新农保基金的保值增值。
<<Population aging is an inevitable trend in the social and economic development.Our current implementation of the new agricultural insurance system is an important step in order to solve the pension problems of the elderly population in rural areas.However,due to the impact of system design,as well as social-economic development conditions,the operation of the new farmer's insurance fund hasing a certain risk.In Fujian Province,the new farmer's insurance fund revenue and expenditure forecast,the expenditure will be showing a growth trend,but spending faster than income rate.There will be a gap.From the following aspects for the realization of the sustainable development of the new agricultural insurance system,this article suggests timely and appropriately adjusting the fertility policy,optimizing the population structure to ensure the sustainability of the new farmer's insurance number of insured,expanding into new rural cooperative fund payment channels to broaden the channels of the proliferation of new agricultural insurance fund and increase the value of the new farmer's insurance fund.
<<Keywords: | Aging PopulationThe Rural Pension Insurance SystemThe New Farmer's Insurance Fund Balance of Payments |