本章系统地总结了全球非现金支付市场及主要国家(部分发达国家和金砖国家)支付清算体系近年来的发展概况。全球非现金支付体系呈现两大特征:一是移动支付和电子支付的发展势头强劲;二是非银行支付规模不断增加。根据全球支付清算体系基本数据和主要国家支付清算体系发展实践经验,本章总结了全球支付清算体系多维度的发展新趋势。在支付监管方面,区域性监管措施相继出台;在支付创新方面,移动支付成为行业创新重点。跨境支付市场发展的一个新趋势是非银行支付机构异军突起,支付理论则更新缓慢。
<<This report summarizes global non-cash payment market and development of payment and clearing systems in some developed countries and BRICS countries. There are two features in global non-cash payment system,one is the vigorous development of mobile and electronic payment,and the other is the growth of non-bank payment. On the basis of basic data and major countries’ practice,we find some new developing trends in global payment and clearing system. Firstly,some regional supervision measure are published in recent years;Secondly,mobile payment has been the focus of payment system;Thirdly,non-bank institutions’ payment get strong growth;At last,the payment theory updates slowly.
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