the development of the regional economy cannot do without the support of regional finance. At present，the existing financial demand and the existing financial service system does not match in the Central Plains Economic Area，and it is not conducive to the rapid development of the construction of economic zone. The Regional financial development is closely related to the construction of regional credit，and the later is up to the former in sometimes. At present，the construction of financial credit system in the Central Plains Economic Area has made a certain achievements，formed the credit organization framework and the rewards and punishment mechanism gradually，and the social credit consciousness improve constantly. But still existed credit lack，low credit record coverage rate，lack of credit information platform integration，and the information sharing mechanism，problems that need to be strengthen credit service market has not yet formed. There should be establishing and perfecting laws and regulations，building credit rewards and punishment mechanism，constructing regional credit construction organization and credit information sharing mechanism，strengthen the financial industry credit construction and cultivation of personnel to strengthen credit management，and constantly improve the construction of financial credit system.