本文以历史数据分析法和相关性分析方法,对2003~2013年四川银行业金融机构主要经济数据进行了分析,并以稳定性较好的信贷增速、存贷比等为假设,对2014年、2015年四川银行业主要经济指标进行了预测和检验。基于信贷增长与地区经济增长之间存在的相关性和转化率,本文以转化率为假设,对2014年、2015年四川省地区生产总值(GDP)进行了预测和检验。
<<The paper analyzes major economic data from Sichuan’s banking financial institutions from 2003 to 2013,using the method of historical data analysis and correlation analysis. It predicts and inspects the Sichuan banking’s main economic indicators in 2014 and 2015,basing on the assumption of good stability credit growth and LDR. The paper takes conversion rate for a hypothesis,it forecasts and inspects Sichuan’s regional gross domestic product in the year of 2014 and 2015,based on correlation and conversion rate between credit growth and regional economic growth.
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