In 2014，because bill financing significantly increases in RMB loans and the funding of non-bank financial institutions decreases significantly，money supply slows down in China. Social financing maintains in moderate scale，and the financing structure achieves its optimization，while more currency lend out，and the loan structure improves. Interest rates of China have the trend of downward，at the same time the RMB exchange rate performs in the two-way fluctuation. However，due to spreading trend of the financial risk，a weaker demand for credit，outstanding financing problems，great changes in the monetary base channel，and the new trends in the funding，financial situation of China needs more attention. Outlook for 2015，China should strengthen the prospective of monetary policy，should use a variety of monetary policy to achieve macroeconomic stability.