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贵州省房地产贷款余额呈逐年上升的趋势，占全省各项贷款余额的比重基本保持在20%左右，房地产信贷业务已成为各金融机构一项重要的战略性业务。从结构上看，房地产贷款由房地产开发贷款和购房贷款构成。近年来，全省房地产开发贷款和购房贷款余额占房地产贷款余额的比重分别约为30%和70%。
<<There is a rising trend of the loans balance in Guizhou province year by year，and the proportion of it in the province loans balance is basicly to keep the level of around 20%，the real estate credit business has became an important strategic business for the financial institutions. From a structural view，real estate loans were made up of real estate development loans and house-purchase loans. In recent years，the proportion of real estate development loans and house-purchase loans in the loans balance are respectively 30% and 70%.
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