近年来,互联网金融作为一种全新的金融模式,在我国呈现强劲的发展势头,正日益成为我国金融体系的重要补充。然而,互联网金融在便利人们日常生活、改善小微企业融资环境、优化金融资源配置等多方面发挥正向激励作用的同时,也面临着除传统金融风险之外的独特风险。如何促进互联网金融可持续性发展,又能实现适度监管,守住触发金融系统性风险爆发的底线,当务之急就是大力强化互联网金融监管的方向与路径研究。本专题从五个方面分析了互联网金融监管问题,包括:互联网金融对金融监管体系的挑战、对我国互联网金融监管的争议、互联网金融监管的基本原则、互联网金融机构的发展方向和互联网金融监管的路径分析等。
<<Internet finance is a whole new financial form. It is growing rapidly and is becoming a significant supplement for financial system in China. In spite of its convenience for human’s life and its positive impact on the financial environment of small enterprise and the efficiency of resource allocation,it involves special risk in addition to the traditional financial risk. To make sure internet finance can develop healthily and prevent itself from systematic risk by appropriate supervision,the most important way is to strengthen the research on the direction of internet financial supervision. As a result,the chapter focuses on five aspects to analyze the issue of supervision of internet finance,including its challenge to financial supervision system,the contention of internet financial supervision,basic principal of internet financial supervision,development direction of internet financial constitution and the analysis of internet financial constitution.
<<Keywords: | RiskSupervisionInternet Finance |