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    宁夏金融发展报告

    摘要

    2012年以来,宁夏全面落实“十二五”规划和新一轮西部大开发战略,充分发挥自身资源优势和向西开放的人文优势,加快推进金融业发展,投资持续快速增长,工业主导作用进一步增强。认真执行稳健货币政策,努力提升金融服务水平。银行业进一步优化信贷结构,加大对重点领域和薄弱环节的支持力度,有力推动了地区经济优化升级;证券业平稳运行,保险业增势良好;金融市场交易活跃,金融生态环境建设取得新进展,保持合理的社会融资规模,发挥金融服务实体经济作用。宁夏金融业改革虽然取得了很大的成绩,但总体而言,防控风险能力还比较薄弱,金融创新能力和竞争力还不够强,法人治理结构有待进一步完善,一些深层次的问题还没有彻底解决。

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    Abstract

    Since 2012,Ningxia Hui Autonomous Region has fully implemented the “12th Five-Year Plan” and a new western development strategy,using its own advantages in resources and accelerating the financial industry development. The investment continues to grow rapidly and the leading role of industry has been enhanced. The monetary policy has been implemented seriously and the level of the financial services has been improved. The banking industry optimized the credit structure and increased supporting efforts to the key areas and weak parts. Strong impetus is given to economic optimization and upgrading of region. The security industry runs smoothly while the insurance industry growth remains well. Financial market keeps active while financial ecological environment construction has new achievements. The social financing maintains a reasonable scale,and the function of finance service economic entities. Ningxia financial sector reform has made great achievements,but in general,the prevention and control of risks are still relatively weak. Financial innovation and competitiveness are not strong enough and the legal person governance structure needs to be improved. Some rooted problems have not been resolved.

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    作者简介
    丛禹月:丛禹月,陕西西安人,国民经济硕士,西安欧亚学院金融学院教师,研究方向:商业银行业务与经营、金融理财。
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