This report analyzes the financial position and main development characteristics of city commercial banks in recent years deeply. It concludes that，in spite of the negative impact of the global financial crisis in 2008，city commercial banks still continue the good performance in the capital adequacy ratio，non-performing assets ratio and profitability after these years of development. Besides，the report points out the progress of city commercial banks in these fields，so as rename，investment-attaracting，listing，restructuring and ross-boundary management，and sums up the difficulties that city commercial banks are facing.Finally，this report provides some suggestions for the development strategy and vision of city commercial banks in future.