The outbreak of the financial crisis in 2008 caused serious impact on the global economic development. After the development of major countries’ real economy in trouble，China’s real economy was dragged down and declined significantly，which exacerbate the deep-seated contradictions in economic operation further，and increase the pressure of the domestic banks in the areas of risk management，operations management and profitability .How to take the initiative in response to the challenges and opportunities caused by the financial crisis becomes the the key of the domestic banks’ healthy development in future. Based on the comprehensive analysis of the current situation of domestic banks after the the financial crisis，this report will analyze the most important opportunities and challenges which the banks are facing and provides some suggestions and inspiration for the stable development of China’s banking in the post-crisis era.