Market economy is a credit-based economy. In order to meet the needs of the development of market economy,China has begun to enact laws concerning commercial credit. With the deepening of China's economic reform,the government credit legislation and other credit-related laws have been gradually established. However,China has not yet formed a complete system of credit law,compared with developed countries. Therefore,how to build the credit legislation system become an urgent issue for sound socialist market economic system as well as social and economic development of China. Based on the experiences of developed countries,specific credit legislation will be the trend of credit legislation of China. <<