Last year is not only the start of the 12th Five-year Plan but also the key year of stabilizing prices,restructuring economy and promoting economic transformation. Under the guidance of national macro-control,western banking industry innovates financial services,deepens financial reform and prevents financial risks in order to accomplish tasks made by Western Development Plan. The western region finance operates well. There is an ample liquidity in bank system. Rural banks expand rapidly. The increase in credit makes a contribution to economic development in the western region. This article firstly analyses the operation of banks in western region,then puts forward positive effects to real economy from banking perspective. At last,we point out the problems in western banking system. <<