This paper analyzes the characteristics of Beijing’s financial operation in 2022，and finds that，first，the total financial volume maintains a reasonable growth，which provides strong support for stabilizing the capital’s economic fundamentals and high-quality development. The balance of RMB loans increased by 10.9% year-on-year，with an increase of a record high；Second，the scale of social financing has increased reasonably，and the financial industry has significantly strengthened its support for the real economy；Third，credit support for key areas and weak links of the real economy continued to increase，and the quality and efficiency of services for the real economy further improved；Fourth，the weighted average interest rate of corporate loans fell to 3.09%，a new record low，and more than 40 billion yuan was transferred to the real economy through the downward trend of loan interest rates throughout the year. We need to pay attention to the challenges that the economic recovery process is less than expected，the new regulations restrict the credit of financial companies，the scale of green loans for cleaner production，ecological environment and other industries needs to be improved，and the short-term debt repayment pressure is relatively large. To provide strong financial support for building a socialist modern country in an all-round way.