In the context of inclusive finance，poverty alleviation microfinance has become an important finance practice to overcome poverty，narrow the income gap，promote the development of rural poor population with the consistency of the right to development on poverty reduction，sustainable development，social equity，etc. At present，microfinance has developed a finance model of poverty reduction of Chinese characteristics combined with agricultural insurance，mutual assistance organizations，characteristic industries and cadre resident in villages. The Chinese experience of poverty alleviation microfinance is party leaders，accurately implement policies，system guarantee and risk prevention. In the future，we should continue to adhere to the sustainable development ideas，improve risk supervision measures，establish an information sharing mechanism，promote microfinance legislation to develop digital network credit，and further promote the realization of the development rights of the rural poor.