2021年,中国将农村养老保障纳入乡村振兴战略重点工作范围,农村养老现代化迈上新台阶,公共服务适老化水平明显提高。农村养老保障在提高城乡居民基本养老保险待遇给付水平、建成多层次养老服务体系、改善养老社会环境等多方面取得实质进展。中国积极应对人口老龄化的难点在农村,需从落实养老保险待遇调整机制、制度赋权增能、优化资源配置、数字产品适老化四个方面增强养老保险兜底能力,化解女性养老危机,优化人居环境,加速数字融入,实现农村老年人老有所依、老有所养、老有所乐、老有所享。
<<In 2021,China incorporated Rural Old-age Security into the key work scope of the Rural Revitalization Strategy. The modernization of rural Old-age Service took a new step and the level of public services for the aging population significantly improved. Rural Old-age Security made substantial progress in many aspects,including improving the payment level of basic old-age insurance benefits for urban and rural residents,building a multi-level Old-age Service System,and improving the social environment for old-age care. Nevertheless,the difficulty of China’s active response to the aging population lies in the rural areas. We still need to strengthen the ability of endowment insurance to reveal the bottom,resolve women’s endowment crisis,optimize living environment and accelerate digital inclusion from four aspects:implementing the pension insurance treatment adjustment mechanism,institutional empowerment,optimizing resource allocation and aging products,so as to realize that the elderly in rural areas can rely on,support and enjoy the old.
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