As China’s economy turns from high-speed growth to high-quality development，it is urgent to deepen the structural reform of financial supply side，improve the economic ability and level of financial entities，and help enterprises prevent financial risks. Small and medium-sized enterprises（SMEs），which account for more than 90% of the total number of enterprises，play a vital role in national economic development and social stability. The view that “the growth of China’s economy depends on the development of SMEs” has become the consensus of all sectors. However，many problems occur notably in the development of SMEs，which may lead to huge risks and chain reactions，and harm social stability. It is a common concern of the central and local governments to promote the economy of financial entities and improve the quality and efficiency of the service entity economy through the structural reform of the financial supply side. It is vital for the healthy development of SMEs to establish a financial consultant system and cultivate financial consultants that serve the real economy.