绿色低碳发展是经济社会发展全面转型的复杂工程和长期任务。目前,在“双碳”目标下,中国在绿色金融政策体系构建和市场实践方面已经取得一定进展,初步构建了资源共享的绿色金融平台,对国内产业结构调整、生态环境改善发挥了积极作用。在战略方向层面,中共中央、国务院明确“双碳”目标实现与低碳循环发展的总体要求与关键行动,助力“双碳”目标实现成为绿色金融发展的重要目标之一;在区域指导层面,基于中国特色国情、区域资源禀赋与区位优势的区域总体绿色规划陆续推出;在支持领域层面,生物多样性、生态产品价值实现、新能源高质量发展等理念也在融入发展目标,促进相关领域在全国范围内推广实践;在地方政策层面,多地明确表示要扎实做好碳达峰、碳中和各项工作;在国际合作方面,积极利用各类多边、双边平台及合作机制推动绿色金融合作和国际交流,以提升国际社会对我国绿色金融政策、标准、产品、市场的认可度。随着数字技术的发展,金融科技手段与绿色金融业务深度融合,金融科技在绿色金融领域的应用场景不断丰富。相较于金融科技,绿色金融科技是以“绿色”为发展核心,突出强调应用大数据、区块链和物联网等工具和手段支持绿色金融产品与服务创新,为提升绿色金融投放效率与投放精准度提供支持。未来,在我国实现“双碳”目标的重要战略引领下,需要进一步创新绿色低碳发展模式,采取措施主动适应气候变化,各地区也要充分发挥绿色金融支持绿色发展的资源配置、风险管理和市场定价三大功能,推动产业结构、能源结构、投资结构的绿色化升级。
<<Green low-carbon development is a complex project and long-term task for comprehensive transformation of economic and social development. At present,under the carbon emission peaking and carbon neutrality goals,China has made some progress in the construction of green financial policy system and market practice,and has initially built a green financial platform for resource sharing,which has played a positive role in domestic industrial restructuring and ecological environment improvement. At the level of strategic direction,the Central Committee of the Communist Party of China and the State Council have clearly defined the overall requirements and key actions for the realization of the carbon emission peaking and carbon neutrality goals and low-carbon cyclic development,and helping the realization of the carbon emission peaking and carbon neutrality goals is becoming one of the important goals of green finance development;at the level of regional guidance,regional overall green plans based on China’s unique national conditions,regional resource endowments and regional advantages have been launched one after another;at the level of support areas,concepts such as biodiversity,value realization of ecological products and high-quality development of new energy are also being integrated into the development goals to promote the practice of related areas nationwide;in terms of international cooperation,we actively use various multi-bilateral platforms and cooperation mechanisms to promote green financial cooperation and international exchange,and thus to enhance the international community’s recognition and participation in China’s green financial policies,standards,products,and markets. In addition,with the development and promotion of digital technology,the technical means of financial technology is deeply integrated with green finance business,and the application scenarios of financial technology in the field of green finance are constantly enriched. Compared with fintech,green fintech makes green the core of development,highlighting the application of big data,blockchain,and Internet of Things,and other technological tools and means to support the innovation of green financial products and services to provide support to improve the efficiency of and accuracy of green financial delivery. In the future,under the leadership of China’s important strategy to achieve carbon emission peaking and carbon neutrality,it is necessary to further innovate the green low-carbon development model and take measures to actively adapt to climate change. All regions should also give full play to the three major functions of green finance to support green development:resource allocation,risk management and market pricing,and promote the greening and upgrading of industrial structure,energy structure and investment structure.
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