FinTech talents play important roles in the current economic growth of cities and nations. They are not only the constructors for financial industry development，but also the key assets in global economic competition. In order to avoid potential economic threats，FinTech talent cultivation is the top priority for each country. In this research，we introduce and analyze the new challenges of talent cultivation and certification in China’s Fintech industry. Meanwhile，we investigate the FinTech talent training programs from top-notch financial countries such as United States，British，Singapore，Swiss，Israel，and some programs from Beijing，Shanghai，Greater Bay Area. Based on the investigation and analysis，this research proposes a new program including standardization，professionalization，infrastructure building and international cooperation in talent cultivation and certification，which would benefit Chinese FinTech talents，and improve their ability when facing new challenges.