随着金融科技的发展,配套法规和标准也在不断完善。为贯彻落实个人信息保护、数据合规、网络安全的要求,立法和监管层面应制定更为细化的规定。移动互联网应用程序信息服务、反洗钱与客户身份识别、支付清算、金融机构信息科技外包、互联网金融、数字资产、金融科技产品认证等方面均出台了相应的法律法规。在金融科技标准方面,金融数据、金融网络安全、金融信息系统、云计算、大数据技术、人工智能、区块链、分布式账本技术等均成为建设重点。金融科技创新技术标准支撑体系不断完善,金融科技监测认证体系也日益规范。
<<With the development of FinTech,supporting regulations and standards are constantly being improved. In order to implement the requirements of personal information protection,data compliance and network security,more detailed regulations have been formulated. Corresponding laws and regulations have been issued for mobile Internet application information services,anti-money laundering and customer identification,payment and settlement,information technology outsourcing of financial institutions,Internet finance,digital assets,and financial technology product certification. In terms of financial technology standards,financial data,financial network security,financial information systems,cloud computing,big data technology,artificial intelligence,blockchain,and distributed ledger technology have all become the focus of construction. The technical standard support system for FinTech innovation has been continuously improved,and the FinTech monitoring and certification system has become increasingly standardized.
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