Financial technology has not only promoted the innovative development of the financial industry，but also brought changes in financial risks and financial supervision，promoted the gradual convergence of various financial risks in potential forms，and increased the vulnerability of the entire financial industry，which has brought many problems to prevent financial risks in China and increased the difficulty of prevention. In view of this，regulatory technology came into being. Based on this，this paper first comprehensively clarifies the relationship between various subjects of regulatory science and technology，comprehensively analyzes how to build a system and mechanism conducive to the development of regulatory science and technology，how to avoid financial institutions using technical means to avoid supervision and even regulatory arbitrage，and how to establish a cost sharing mechanism of regulatory science and technology in line with the actual situation of our country，and puts forward the following suggestions：First，through the rapid construction of regulatory rule system to achieve standardized management；Second，strengthen all kinds of data governance to achieve refined development and management；Third，change the way of cooperation to promote the coordinated development of government，industry，University，research and application；Fourth，provide rich scenes for the supervision of scientific and technological applications to consolidate the application results.