In recent years，there are increasing prominent of ethical anomies related to FinTech，such as data and algorithms issue，which has attracted great attention from the state and regulatory authorities. In the field of finance，“The Development Program of FinTech（2022-2025）” issued by the People’s Bank of China regards ethical construction and implementation as an important task for the development of FinTech in the new era，which is gradually becoming an industry-wide consensus，and an increasing number of financial institutions begin to implement FinTech ethical research and governance work. Firstly，this paper introduces the background and connotation of Fintech ethics and proposes its development basis and governance principles. Then，it sorts out domestic and foreign laws，regulations，the exploration and effect of domestic governance work in this area. Next，the excellent practice cases in data security and consumer rights protection of China Everbright Bank，Ping An Bank and other financial institutions have been analyzed. Moreover，it puts forward suggestions from the following six aspects，top-level design，system construction，regulatory measures，institutional self-discipline，regulatory technology，publicity and guidance for the development of FinTech ethic construction.