本报告系统回顾了深港金融合作的历程和取得的成就,分析了深港金融业未来发展前景,发现深港金融合作存在的问题是缺乏统筹协调、存在重大制度差异、存在利益分配分歧等。为破解深港金融合作难题,本报告提出以国家战略为先导,顺应金融业发展趋势和实体经济金融需求,在金融市场互联互通、人民币国际化、绿色金融、金融科技、海洋金融、监管合作等领域率先实现突破,推动深港金融进一步合作。对于金融市场互联互通,建议推进银行市场、资本市场、保险市场、金融从业人员、金融牌照的互联互通;对于人民币国际化,建议加快香港离岸人民币市场金融产品的创新、促进香港离岸市场和深圳在岸市场的互动、探索发展人民币衍生品、推动数字人民币跨境应用;对于绿色金融,建议共同打造国际绿色金融中心、创新和提供多样化绿色金融产品和服务、推动绿色金融相关标准制定与实施领域的合作、重视绿色金融专业人才培养与交流;对于金融科技,建议携手建立金融科技研究中心、强化金融科技场景应用、共同推动金融科技的全球化、共建金融科技人才高地;对于海洋金融,建议创新海洋保险产品、大力拓展涉海企业融资渠道、共建海洋金融协同平台、共同设立海洋基金、共同开发航运风险对冲工具;对于监管合作,建议建立深港两地金融监管协调机制、争取中央部委在深圳设立高层级监管协调机构、共建跨境监管沙盒、提升数字化监管能力。
<<This paper systematically reviews the history and achievements of Shenzhen-Hong Kong financial cooperation,analyzes the prospects of the financial industry in Shenzhen and Hong Kong,and finds that there are still difficulties in Shenzhen-Hong Kong financial cooperation,such as lack of overall coordination,institutional differences,and inconsistent benefit distribution. In order to solve the difficulties in financial cooperation between Shenzhen and Hong Kong,this paper proposes to take the national strategy as the guide,comply with the development trend of the financial industry and the financial needs of the real economy,and achieve breakthroughs in the fields of financial market connectivity,RMB internationalization,green finance,Fintech,marine finance and regulatory cooperation. For the financial market connectivity,it is recommended to promote the interconnection of banking market,capital market,insurance market,financial practitioners,and financial licenses. For the RMB internationalization,it is recommended to accelerate the innovation of financial products in the offshore RMB market in Hong Kong,promote the interaction between the offshore market in Hong Kong and the onshore market in Shenzhen,explore the development of RMB derivatives,and promote the cross-border application of digital RMB;for green finance,it is recommended to jointly build an international green finance center,innovate and provide diversified green financial products and services,promote cooperation in the formulation and implementation of green finance-related standards,and strengthen the training and exchanges of green finance professionals;for Fintech,it is recommended to strengthen R&D of Fintech,broaden application scenarios,jointly promote the globalization of Fintech,and jointly build a highland of Fintech talents;for marine finance,it is recommended to innovate marine insurance products,vigorously expand financing channels for marine-related enterprises,jointly build marine financial collaboration platforms,and jointly establish marine funds,jointly develop shipping risk hedging tools. For the regulatory cooperation,it is recommended to establish a financial regulatory coordination mechanism between Shenzhen and Hong Kong,strive for central ministries to set up a high-level regulatory coordination agency in Shenzhen,jointly build a cross-border regulatory sandbox,and enhance digital regulatory capabilities.
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