工业是国民经济的核心主体,近年来,党中央、国务院高度重视工业领域金融服务,尤其加大了对中小工业企业金融服务纾困帮扶力度,稳定和激活整个工业产业链条的运转。受金融风险防控机制约束,叠加疫情,中小企业融资难、融资贵问题更加凸显,工业经济运行面临下行压力。以区块链为基础构建的公共服务平台,为解决中小型工业企业融资问题提供了一个工具,为金融机构进行风险评估提供了可靠的依据。公共服务平台融合区块链、物联网、隐私计算等新兴技术,借鉴、分析、形成金融机构互认的数据风险评估模型,打造可信、动态的数据生态池,将静态风险评估模式转变为动态、可靠、可信的跨越式风险评估新模式。同时,在全国统一大市场的背景下,公共服务平台助力优化工业产业链条,成为企业参与国际竞争的重要依托,推动我国经济高质量发展、行稳致远。
<<Industry is the core subject of the national economy. In recent years,the Party Central Committee and the State Council have attached great importance to financial services in the industrial field,especially increasing the financial services assistance to small and medium-sized industrial enterprises,so as to stabilize and activate the operation of the entire “industrial chain”. Small and medium-sized enterprises are controlled by the domestic financial risk prevention and control mechanism. Under the normal situation of the epidemic,the difficulty and high cost of financing are more prominent,and the operation of the industrial economy is facing great downward pressure. The public service platform based on blockchain provides a good medicine for the financing of small and medium-sized industrial enterprises and a reliable basis for the risk assessment of financial institutions. The public service platform integrates emerging technologies such as blockchain,Internet of things,privacy computing,etc.,draws on,analyzes,and forms a data risk assessment model of mutual recognition among financial institutions,creates a credible and dynamic data ecological pool,and truly realizes the transformation of static risk assessment into a new dynamic,reliable,and reliable leap forward risk assessment model. At the same time,in the context of the national unified market,the public service platform helps to optimize the industrial chain,becomes an important support for enterprises’ international competition,and promotes the high-quality development of China’s economy,stability and long-term development.
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