COVID-19 has not only impacted the economic activities of China and the whole world；but also brought great challenge to traditional financial industry. At the same time，it has become clearer that digitalization is the tendency of the traditional financial industry. “No-contact” service will become the core service capability and competitiveness of financial institutions. Financial digital transformation should take fintech as an effective means. More and more financial institutions in China have realized the strategic position of fintech and begun to accelerate the pace of transformation. 2021 is the first year of the ＜14th Five-Year Plan＞，Jiangsu province is located in the forefront among economically developed provinces，it should grasp the chance of financial openness，enhance the core competitiveness constantly，take the commanding heights of fintech with the help of new techniques.，achieve the goal that accomplishing digital transformation of financial industry under the background of financial openness.