The experience of the development of inclusive finance in various countries in the world shows that the adoption of digital technology and financial technology is an effective wayto develop inclusive finance in rural areas. The rural revitalization strategy being implemented in my country has created huge space and historical opportunities for the development of digital financial inclusion. This research analyzes the case of small loan companies that benefit farmers based on the digital inclusive financial platform，and explores the digital inclusive financial model. Through the comparison and analysis of small loan business models such as online and offline models，loan assistance and self-operated models，the problems and difficulties encountered in the practice of inclusive finance are summarized，and the innovation direction of rural inclusive finance is proposed.. The study believes that the small loan business for benefiting farmers should reduce the participation of lending agencies and other intermediaries，and focus on self-operation to ensure the authenticity of customer information；the small loan business model should be innovated，the brand of small loan companies should be created，and the rural credit investigation system should be established Efforts will be made to create a better living environment for small loan companies and enable them to play a greater role in rural revitalization.