2020年初新冠肺炎疫情突袭而至,给经济社会带来一定的冲击,中国人民银行等金融监管部门坚持以习近平新时代中国特色社会主义思想为指导,督促金融支持政策的落地实施,有力地推进了普惠金融发展。中小微企业是经济发展的生力军、就业的主渠道、创新的重要源泉,促进中小微企业和小微经济可持续发展,事关经济社会发展全局。2020年9月,中国人民银行等六部门印发《山东省临沂市普惠金融服务乡村振兴改革试验区总体方案》,临沂市成为全国首个普惠金融服务乡村振兴改革试验区。山东多部门通过聚焦推动责任落实、重点改革任务、搭建服务平台等,推动普惠金融服务乡村振兴改革建设取得明显成效。中国银行济南分行以中国银行“支持产业链供应链现代化水平提升的十五条措施”为行动纲领,聚焦山东省内优势产业领域,围绕产业链核心企业为上下游提供基于国内供应链、跨境供应链的多链条金融解决方案,支持山东省重点产业集群“延链”“补链”“强链”“固链”。工商银行青岛分行围绕“增量、扩面、提质、降价”集中发力,致力于普惠金融业务高质量发展,以“主力军”的姿态助力青岛市经济高质量发展,全力打造“普惠金融综合服务标杆银行”。面对国内外经济金融运行的复杂局面,山东省银行业应借助金融科技优势,充分发挥大数据在信贷支持实体经济发展中的作用,推动形成以普惠金融平台为主体、银行金融机构双循环相互促进的新发展格局。
<<In 2020,the sudden new crown pneumonia epidemic has an unprecedented impact on China. Financial management departments such as the People’s Bank of China insist on the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era,urge the implementation of financial support policies,and vigorously promote the development of inclusive finance. Small and micro enterprises are the new force of economic development,the main channel of employment,and an important source of innovation. Promoting the sustainable development of small and micro enterprises and the small and micro economy is related to the overall economic and social development. In 2020,the “Linyi City,Shandong Province Inclusive Financial Services Rural Revitalization Reform Pilot Area Overall Plan” was issued,and Linyi City became the country’s first inclusive financial services rural revitalization reform pilot area. Many departments in Shandong have achieved remarkable results in promoting the reform and construction of inclusive financial services for rural revitalization by focusing on promoting the implementation of responsibilities,focusing on key reform tasks,and focusing on building service platforms. The Bank of China Shandong Branch took the Bank of China’s “Fifteen Measures to Support the Modernization of Industrial Chain Supply Chains” as its action plan,focused on the advantageous industrial areas in Shandong Province,and provided upstream and downstream companies with domestic supply chain and cross-The multi-chain financial solution of the international supply chain supports Shandong’s key industrial clusters to “extend the chain”,“supplement the chain”,“strong chain” and “fixed chain”. ICBC Qingdao Branch focuses on “increment,expansion,quality improvement,and price reduction” and is committed to the high-quality development of inclusive financial services. Hui Financial Integrated Services Benchmark Bank”. Facing the complicated situation of economic and financial operations at home and abroad,the banking industry in Shandong Province should take advantage of financial technology to give full play to the role of big data in credit support for the development of the real economy,and promote the formation of a dual cycle of inclusive financial platforms as the main body and banking and financial institutions. A new development pattern that promotes each other.
<<Keywords: | ShandongCommercial BankInclusive Finance |