In recent years，the aging process of Henan province is accelerating，which brings severe challenges to the social and economic development. The problem of pension is becoming more and more prominent. With the rapid development of network information technology，community intelligent pension emerged，which has become a new model to effectively deal with the problem of aging population and solve the pension dilemma. Henan Province has preliminarily explored the development of community intelligent pension model and achieved remarkable results. However，it also faces problems such as imperfect policy design，low level of wisdom in pension service，shortage of comprehensive talents and low participation degree of the elderly. Optimizing and improving the community intelligent pension model requires the joint efforts of government departments，pension industry，communities，and the elderly to achieve new development and breakthrough in policy environment，technology research and development，supporting facilities construction，talent team construction and other aspects，and then go out of the intelligent pension path suitable for the development of the province.