The rapid development of financial technology provides new pathsfor the social value creation. This report is based on the practice of Chinese financial technology related enterprise，focus on four main financial technology to create social value patterns：cross-border data integration，the build of public welfare scene，the reconstruction of public trust and the mining of public welfare willing. The application of financial technology in the public interest field has also brought new challenges to the public interest field，which requires the coordinated development of multiple subjects and more observation from all agent of society.