As an emerging cross-field of social work and financial services，financial social work has important practical significance for the development of social impact finance. The analysis of this report found that my country’s financial and social work still has problems such as insufficient professional talents，limited professional development，and imperfect service system. The improvement of residents’ financial literacy also has development obstacles such as unclear government functions，insufficient public attention，and imperfect implementation structures. Accordingly，this report believes that it is necessary to systematically promote the construction of financial and social work service capacity，encourage multiple entities to participate in residents’ financial literacy improvement projects，establish and improve the system and mechanism of financial social work participation，and help improve the overall financial literacy level of residents.