Inclusive credit is a kind of credit service that adheres to the concept of Inclusive Finance and is based on the principles of equality，inclusiveness and business sustainability to provide credit services to all sectors of society，including small and micro enterprises and vulnerable groups. The government strengthens the social responsibility of banks through top-level design，making the banking industry fully participate in the issuance of inclusive loans. The loan balance and the number of customers of inclusive loans for small and micro enterprises continued to grow，and the interest cost decreased steadily. Agriculture related inclusive loans have also increased rapidly，credit services for rural market operators have significantly increased，and credit resources are further inclined to farmers’ households. Poverty alleviation microfinance explores an effective credit fund supply mode under the background of targeted poverty alleviation. The investment of poverty alleviation microfinance has been increasing，providing credit support for more and more poor households. Public welfare microfinance is also gradually exploring a localization model in line with China’s national conditions. However，China’s inclusive credit industry is also facing many problems and challenges. It is necessary to strengthen supervision and improve the policy system and financial support mechanism.