近年来,经济全球化深入发展,各国之间的贸易交流越来越密切,国际贸易规模日益扩大。随着互联网的普及、支付方式的成熟和物流服务的不断完善,跨境电商平台在国际贸易中呈现强劲的发展动力,与之相连的跨境支付需求也将增加。然而,传统的跨境支付模式存在业务流程烦琐复杂、成本高、处理周期长、结算效率低等痛点。面对这些问题,区块链技术为国际贸易跨境支付模式提供了新思路。将区块链技术应用于国际贸易中的跨境支付领域,利用其去中心化、信息不可篡改性、透明性、安全性等特点,简化对账处理流程、缩短跨境支付交易周期、降低成本、提高交易的安全性。“区块链技术+跨境支付”的组合为跨境支付带来了信心和希望,为区块链在贸易支付领域的应用提供了坚实的后盾。
<<In recent years,the process of economic globalization has been further developed,the trade exchanges between countries are getting closer and closer,and the scale of international trade is increasing. With the popularity of the Internet,the maturity of payment methods and the continuous improvement of logistics services,the cross-border e-commerce platform has shown a strong development momentum in international trade,and the demand for cross-border payment connected with it will also increase. However,the traditional cross-border payment mode has some problems,such as complicated business,high cost,long processing cycle and low settlement efficiency. In the face of these problems,blockchain technology provides new ideas for international trade cross-border payment mode. The blockchain technology is applied to the field of cross-border payment in international trade,which makes use of its decentralization,information tampering,transparency,security and other characteristics to simplify the reconciliation process,shorten the cross-border payment transaction cycle,reduce costs and improve the security of transactions,the combination of “blockchain technology+cross-border payment” brings confidence and hope for cross-border payment,and provides a solid backing for the application of blockchain in the field of trade payment.
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