随着人口老龄化进程的加快,机构养老替代家庭养老成为未来趋势,养老机构保障老年人权益的功能越发凸显。由于现行《民法典》尚未对养老机构的注意义务范围作出统一规定,注意义务违反及其责任认定成为实践纠纷中的重点问题。养老机构的注意义务应当符合职业特性及护理等级的要求,并受其对危险的预见、预防能力的影响;养老机构的责任承担应当与其注意义务的范围相一致。针对养老机构之老年人伤害风险,应当合理运用责任保险制度转移养老机构过重的赔付压力,平衡老年人权益保护与行业发展之间的矛盾。
<<With the accelerated aging of the population,institutional care instead of family care has become the future trend,and the function of senior care centers to protect the rights of the elderly has become increasingly prominent. Since the current Civil Code has not yet made uniform provisions on the scope of the duty of care of senior care centers,the breach of the duty of care and the determination of its liability have become the key issues in disputes. The duty of care of senior care centers should be in line with the requirements of professional characteristics and the level of care,and be influenced by the ability to foresee and prevent dangers;the liability of senior care centers should be consistent with the scope of the duty of care. In view of the risk of injury to the elderly in senior care centers,the liability insurance system should be reasonably used to transfer the excessive compensation pressure of senior care centers and relieve contradictions between the protection of the rights of the elderly and the development of the nursing home industry.
<<Keywords: | Liability InsuranceOccupational CharacteristicsDuty of CareInstitutional Care of the Elderly |