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    2019年中国物流金融发展的问题与对策

    摘要

    本文认为通过发展物流金融可以强化物流业的增值服务,开拓新的行业利润增长点,并获取得天独厚的竞争优势。这不仅可以提高物流部门三分之一的能力和效率,而且可以提高融资和企业资本利用的效率。在金融业务方面,物流的作用是帮助金融机构扩大贷款规模,减少信贷风险。扩大服务业务,可帮助金融机构处理某些不良资产,有效管理客户的信用评级,并改善咨询服务,如保证公司财务管理和评估。然而,物流金融的大发展必须要解决好物流、信息流以及资金流相互结合的焦点问题,并且需要物流企业、银行、保险机构以及产品制造、经营企业的全方位、多角度的创新和支持。

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    Abstract

    This article believes that the development of logistics finance can strengthen the value-added services of the logistics industry, open up new profit growth points for the industry, and gain unique competitive advantages. This will not only increase the capacity and efficiency of the logistics sector by a third, but also increase the efficiency of financing and corporate capital utilization. In terms of financial business, the role of logistics is to help financial institutions expand their loans and reduce credit risk. Expanding service businesses can help financial institutions deal with certain non-performing assets, effectively manage customers' credit ratings, and improve consulting services, such as guaranteeing company financial management and evaluation. However, the large-scale development of logistics finance must solve the focus of the combination of logistics, information flow, and capital flow, and requires comprehensive and multi-angle innovation and support from logistics companies, banks, insurance institutions, and product manufacturing and operating companies. <<
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    作者简介
    王月震:王月震,中央财经大学财经研究院2017级区域经济学(上海)在职研修班学员,现供职于申通快递股份有限公司,任投融资负责人一职
    陈波:陈波,本文指导教师,中央财经大学财经研究院副研究员。
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